Before the emergence of specific Know Your Customer (KYC) regulations, KYC practices were mainly targeted at companies that were at high risk of money laundering. However, after the attack of 9-11, the situation drastically changed. In the United States, Know Your Customer regulations were introduced in 2001 in the Patriot Act. Its introduction had become mandatory following a wide increase of legal and financial crimes. With Know Your Customer regulations being enforced on companies, it proved to be a disincentive for criminals and fraudsters. By the end of this blog, you will gain a clear understanding of the KYC process and what the global regulations regarding it look like. What is KYC? KYC procedures involve the identity verification methods of customers to perform an in-depth risk assessment. This procedure is considered a key part of the CDD (Customer Due Diligence) process which is crucial for fraud prevention. A firm’s KYC process is implemented based on national and global Know Your Customer regulations to avoid non-compliance fines. What is KYC Compliance? KYC compliance requires financial institutions to follow Know Your Customer regulations that are devised by global regulatory authorities. Let’s take the example of a bank. To stay compliant with Know Your Customer regulations, banks perform identity verification during the initial stage of customer onboarding, this requires customers to submit an ID document along with a corroborating selfie. The selfie is used to verify the image present on the document provided. Once the customer has been verified this way, the firm is able to analyze the amount of risk associated with each person. It should also be noted that KYC processes fall under AML (Anti-money Laundering) procedures. With AML/KYC compliance, firms can effortlessly mitigate the risk of fraud. Worldwide Know Your Customer Regulations Every state has its own set of rules and regulations regarding KYC and AML procedures. This is because every jurisdiction has its own kind of government-issued cards which are analyzed during the verification process. Industries such as e-gaming, gambling/online casinos, healthcare, education, and finance have devoted business departments to ensure compliance. That being said, let’s take a look at some KYC regulations that are being followed across the globe: Global Regulator: The FATF The Financial Action Task Force is an intergovernmental regulatory authority that comprises 39 member jurisdictions. The organization is responsible for setting global standards for KYC and AML procedures which are introduced under AML and CTF guidelines. Based on the 40 Recommendations by the FATF, the following procedures are mandatory for every financial institution: Know Your Customer processes Risk-based approach AML screening Due diligence during customer onboarding KYC Regulations in the US In the U.S., the FinCEN (Financial Crime Enforcement Network) is responsible for setting KYC and AML standards. Under its framework, the following procedures are compulsory for businesses: KYC verification is obligatory prior to customer onboarding Customers have to be anointed with a risk rating Enhanced Due Diligence must be implemented on high-risk clients Non-compliance to Know Your Customer regulations can lead to heavy penalties and penalties KYC Regulations in the UK In the aftermath of Brexit, UK-based firms are complying with the Sanctions and Money Laundering Act of 2018. Under this law, the UK is set to follow the UN’s sanction list to meet the objectives of international policy and national security. All businesses are strictly advised to devise and maintain updated AML and CTF (Counter Financing of Terrorism) measures. Additionally, all businesses are also liable to perform CDD checks on every customer that enters the system to stay in compliance with international standards. KYC Regulations in the EU EU-based firms are complying with the 6AMLD, abbreviated for the sixth anti-money laundering directive. Listed below are the major points included in the 6AMLD: The directive points out and defines 22 offenses related to money laundering The transaction threshold for the member states of the EU has been lowered Criminal penalties have become more severe Economic sanctions have been leveled up to 5 million The directive also places a spotlight on RegTech companies KYC Regulations in Australia After the pandemic struck, the Australian Transactions Reports and Analysis Center (or AUSTRAC for short) updated its AML and Know Your Customer. The amended regulations include stricter guidelines regarding the implementation of customer identity verification, anti-money laundering screening, and the verification of customers against Politically Exposed Person (PEP) lists. On top of this, it also encourages companies to adopt a risk-based approach for maximum fraud prevention. Key Takeaways A firm’s KYC process is implemented based on national and global Know Your Customer regulations With AML/KYC compliance, firms can effortlessly mitigate the risk of fraud Some common features present in the KYC process include customer identity verification, screening against global watch-lists to minimize money laundering risks and the performance of CDD proceduresRead More
Zoom is a cloud-based video conferencing instrument that allows you to have virtual one-in-one or group gatherings without any problem. With incredible sound, video, and coordinated effort, this distant specialized apparatus interfaces far-off colleagues with one another. Step by Step Instructions to Login Zoomfor Desktop: To begin with, Zoom, head to their site and snap on the "Join" button at the upper right corner of the screen. You have two choices with regard to making a Zoom account. Make another record utilizing your work email address. Sign in utilizing SSO (Single Sign-On) or your Google or Facebook account. If you are utilizing Zoom for work designs, it is ideal for joining utilizing your work email address. Zoom will currently send you an email with an affirmation connect. Snap-on that connects to go to Zoom's Sign-Up Assistant and sign in utilizing your accreditations. Download the work area application/Zoom customer from the Zoom site for simple access. Instructions to Login Zoom on Mobile: Download the Zoom iOS or Android application from the App Store/Play Store. Sign up or sign in to Zoom by adhering to the on-screen directions like the work area measure. Log in to your Zoom account. Hover your cursor over the "HOST A MEETING" button at the upper right corner of the screen, and select one of the accompanying alternatives: With Video On With Video Off Screen Share Only The site will divert you to the Zoom application and start a gathering. Here, you can alter meeting settings or duplicate the "Greeting URL" you ship off the participants. Joining a Zoom Meeting: Open the Zoom portable application and sign in to your record. Tap the orange "New Meeting" symbol that shows up on your screen. Edit meeting settings as per your inclinations (for example, turning the video off for members, utilizing a Personal Meeting ID, and so forth) Whenever you are done, tap the blue "Start A Meeting" button. Adding Participants After Login: Once the gathering begins, tap the "Member" symbol in the toolbar at the lower part of your screen to add and oversee members. In the Participants window that opens up, tap on the "Welcome" alternative at the base left. Zoom will presently give you a choice to share your gathering subtleties through an assortment of correspondence stages. These incorporate different contents, email, and informing applications on your cell phone. Instructions to Join a Zoom MeetingAfter Login: Here is a bit-by-bit manual for joining a Zoom meeting rapidly. Similar advances apply to both your work area and your telephone. On the off chance that you have a gathering join, click on it or glue it into your internet browser to join the gathering. Open the Zoom application and snap on the "Join" symbol. Paste the Meeting ID in the crate, add your showcase name for the gathering and snap on the "Join" button. Join meeting You are presently good to go to speak with your colleagues Step by Step Instructions to Schedule Meetings: With a bustling timetable, you can sign in without much stretch, disregard arrangements or forthcoming gatherings. Fortunately, Zoom allows you to plan gatherings ahead of time to stay away from this! You can plan a gathering by setting: Its data and time Meeting ID If it requires a secret word to join And that is just the beginning Here is a bit-by-bit manual for plan gatherings in Zoom without any problem. To plan a gathering, head to the Zoom application and snap on the blue "Timetable" button (which resembles a schedule symbol). Enter meeting subtleties in the Schedule Meeting spring-up window that shows up. You can set its date and time, protection, and access settings. Likewise, you can choose your favored schedule (between iCal, Google Calendar, or others) to plan the occasion in your schedule. Plan a Zoom Meeting When You Complete Login: Setting a secret gathering word can help keep away from Zoom bombing, which happens when somebody who has not been welcomed to the gathering joins and upsets it. Once you have changed inclinations, click on the "Timetable" button at the base right of the screen. Instructions to Use Zoom Meetings (Step-by-Step Guide) Zoom makes it very simple for anybody to set up and direct virtual gatherings — yet on the off chance that you have never utilized the instrument, this can, in any case, be interesting. Here is a bit-by-bit manual for utilizing Zoom Meetings in the correct way to take care of you. We will cover the means for both work area and portable stages on: Instructions to Get Started with Zoom Instructions to Set Up A Zoom Meeting Instructions to Join A Zoom Meeting Step by step instructions to Schedule Meetings Step by step instructions to Record Meetings See more:How to Sign In to Skype On Computers, Pcs, Phones, and The Web FastestRead More
Strong passwords are critical for online security, but the challenge is to create separate passwords that you can remember - otherwise, you may fall into the bad habit of using the same login credentials for multiple accounts. According to LogMeIn, the company behind the LastPass password manager, you may have as many as 85 passwords for all of your accounts. accounts when all of your social media, streaming, bank, and app accounts are added together. If your data is compromised, weak passwords might have serious consequences, such as identity theft. Businesses reported 5,183 data breaches in 2019 that exposed personal information such as home addresses and login credentials that may be readily stolen. You must choose one of two optionsdetector to perpetrate fraud And that pales in comparison to the more than 555 million stolen credentials that hackers have exposed on the dark web since 2017. Find and delete the terrifying amount of data that Google has on you. or Avoid these six Facebook security issues. With Firefox, you can stop leaking information all over the internet. The majority of us do not have identity protection. in a post-password era Meanwhile, consider the following best practices to decrease the risk of your data being exposed. Continue reading to learn how to create and manage the best passwords, how to get warned if they are hacked, and one crucial tip to make your logins even more secure. Here are three examples of out-of-date password limitations that are still in use today. To keep track of your passwords, use a password manager. Passwords that are more than eight characters long, difficult to guess, and contain a variety of characters, numbers, and special symbols are considered strong. The best can be difficult to remember, especially if you use a different login for each site (which is recommended). In this case, password managers can come in handy. A trustworthy password manager, such as 1Password and LastPass can assist you in creating and storing safe, long passwords. They are compatible with both your computer and your phone. A reliable password manager can help you keep track of your login details. The only caveat is that you must still remember a single master password that unlocks all of your other passwords. As a result, make that one as simple as possible. as strong as it possibly can be (and see below for more specific tips on that). Password managers are accessible in browsers such as Google Chrome and Mozilla Firefox, however, our sister site TechRepublic is concerned about how browsers protect the passwords they save and suggests using a separate software instead. Password Managers, with their single master password, are clearly appealing targets for hackers. Password managers, too, have weaknesses. LastPass rectified an issue in September that might have exposed a customer's credentials. To its credit, the company was forthright about the possible vulnerability and the steps it would take if hacked. Yes, you can write down your login information. Really We're aware that this proposal goes against everything we've been taught about online safety. Password managers, however, aren't for everyone, and some famous security experts, such as the Electronic Frontier Foundation, believe that writing down your login data on a physical sheet of paper or in a notebook is an acceptable method of keeping track of your credentials. We're also We're talking about the paper here, not electronic papers like a Word document or a Google spreadsheet because if someone gains access to your computer or online accounts, they can also gain access to your electronic password file. For some folks, keeping passwords on paper or in a notepad is the best option. Image credit: Pixabay/Illustration credit: CNET Of course, someone could get into your home and grab the passcodes for your entire life, but this appears implausible. We recommend keeping this sheet of paper secure and out of sight at work or at homes, such as in a closed desk drawer or cabinet. Reduce the number of persons. Anyone knows where your passwords are, especially if they are for financial sites. If you travel regularly, taking your passwords with you increases the likelihood of losing your notepad. Find out if your passwords have been compromised. Passwords cannot always be kept secure, whether as a result of a data breach or a criminal hack. You can, however, check for signs that your accounts have been compromised at any time. Mozilla's Firefox Monitor and Google's Password Checkup can tell you which of your email addresses and passwords were compromised in a data breach, allowing you to take appropriate actionthe proper course of action Has I Been Pwned can also inform you whether your email or password has been hacked. If you discover you've been hacked, follow our advice on how to protect yourself. The goal is to create a password that no one else understands or can quickly guess Also, avoid using your name, nickname, pet's name, birthday or anniversary, street name, or any other personal identifier. anything else about you that someone might discover from social media or a meaningful chat with a stranger on an airplane or at the airport Longer passwords are better: 8 characters is a starting point When it comes to creating a strong password, 8 characters is a decent place to start, while longer logins are better. The Electronic Frontier Foundation and security expert Brian Kerbs, among others, propose using a passphrase made up of three or four random phrases for increased protection. A lengthier pass composed of unrelated words, on the other hand, can be useful. It is tough to recall. why you should consider utilizing a password managerRead More
It's not uncommon to ask whether your old email accounts may be accessed. For example, you might be looking for old files or information about an old contact. Accessing previous email accounts is possible for a variety of reasons, both good and unpleasant. Using your email provider to locate the old account or old messages is your best bet. Outlook, Gmail, Yahoo and AOL are just a few of the main providers that offer recovery solutions available to their users. As with the email address, it might not work for you, especially when it comes from a lesser-known email provider. First, Know the Protocol The next three paragraphs could be confusing, to be honest. Jump to Do You Remember the Email Address or Service if they don't make sense. Find out what protocol your service provider employs as a first step. You'll have to choose between POP3 and IMAP when trying to access previous messages. Email messages are downloaded to a device using POP3 protocols. My device and the server are kept in sync through IMAP, which simply syncs messages. However, it is possible that an older email account was set up to use POP3 instead of IMAP. However, if your provider deletes your mails when you download them using POP3, then you're in trouble. They're gone. This means that even after accessing these accounts, any communications you saved to a computer or smartphone are no longer available on the server. If you're using IMAP, you'll be in luck...presuming, of course, that nothing has been removed. Some service providers will remove dormant accounts after a specified period of time. Those communications are gone if the account is deleted or if the user logs out. Your email provider's account deletion policy might help you determine whether or not your account is still operational and accessible. Do you remember the name of the service or the e-mail? The password reset link can be used if you remember the email address but not the password. What if you can't remember which service you used or even your email address? The future is not bleak. For starters, do a search for your name in your current email account. Possibly, you've sent yourself a message from a previous account. Another alternative is to seek the old supplier if you recall it. Your computer may also include old documents including your old email, which you may wish to hunt for on your hard drive. Another possibility is that you've set up a recovery email address or phone number. More than 1.8 billion people use GMAIL, making it the world's most popular email platform, according to a recent study. Due to the fact that the majority of individuals have more than one email account, it's easy to get locked out. To access an old Gmail account, follow these steps: 1. It's possible to forget your Gmail login details due to the sheer number of email accounts that have been created online over time. As a result, you don't have to register a new Gmail account every time you lose access to your old one. Your account may usually be retrieved thanks to Google's Gmail account recovery feature. To recover a Gmail password, follow these steps. Created an email address and password when creating a Gmail account. Provided some security details. It's easy to forget your Gmail password because it's case-sensitive and may involve some unusual keyboard letters, especially if you've had the account for a long time. The Gmail account recovery page can be found here. You'll then be prompted to enter the last password you used to access this Gmail account. The most recent password that you can recall should be used if you cannot remember your password. Click Try Another Way if you can't remember your Gmail password. With the help of basic information, you will be able to log into your account on your phone. In order to retrieve your account, send a reset code to the phone number associated with it and follow the on-screen instructions. Login to Gmail: Note that your Gmail password has case-sensitive characters and may include some odd keyboard symbols. Login to Gmail: It's important to note that your Gmail password is case-sensitive and may contain some odd keyboard characters (Image: Getty) Alternately, you can try to answer your secret security question, but be mindful of the way you spell. However, if you are still unable to retrieve your Gmail account, you can send yourself a reset code to the alternate email address associated with this account. Google will send you a code by email or phone. Check your spam or trash folder if you cannot find the email with the verification code. When Gmail account recovery fails, here's what to do. If you're still having trouble signing in, you may check out Google's suggestions. Answer as many security questions as you can, and don't skip any of them. As a result, it's more beneficial to try rather than just go on to the next question. Usage of Google Chrome or Safari is recommended. This can be at home or at work, so choose a Wi-Fi network that you are familiar with and comfortable with. Your response should include some background information in the event that you are asked about why you can't access your account. Examples include receiving a specific error message, suspecting that your account has been compromised, or have recently changed your password and being unable to recall it. To recover your Gmail account from a lost email address, follow these steps. For those who can't remember their email address or have lost their phone, there is a workaround. Google's forgotten account recovery page can be found here. On the next screen, enter your recovery email address or phone number, and then tap Next. Lastly, type in your entire name and click the "Next" button.Read More
A login form is similar to the front door of a house. It should be warm and inviting, and it should never be confused for another door. You'll encourage users to log in more frequently if your logins look like this. Unfortunately, today's login forms aren't particularly user-friendly. Logins have become more difficult as a result of the rise of use social login buttons and stricter security. Users frequently confuse these for signup forms and have difficulty logging in as a result. They're also frequently crowded with distracting items. The UX guidelines listed below help how to simplify login, clear up any ambiguity and simplify account login. How to Simplify Login 1. Don't use the terms "sign-in" and "sign up" interchangeably. Make the button labels distinct. Users may become perplexed if they see two buttons labeled "Sign in" and "Sign up," and mistakenly select the wrong one. Because the labels are so similar, it takes extra mental effort to identify the buttons apart. Differentiate the labels to make each one stand out. Pair "Sign up" with "Log in" if you're using it. "Sign in" should be paired with "Create account" or "Join." Even better, the label should describe the user's actions within the context of their assignment. "Try it free," for example, informs users that they are joining up for a free trial. This label is more detailed, resulting in more clicks, than a generic "Sign up" label. 2. Don't use the same design for the login and signup forms. Use contextual cues to distinguish them. Did you aware that some people will type their login credentials into a signup form by accident? This error arises when the signup form resembles the login form too closely. But the login and signup forms are different. The shapes, like the labels, should not have the same appearance. Users can still make this error even if the page titles are different. This is due to the fact that most people log in based on habit and reaction. They start typing as soon as they see a text field. The label "Tell us about yourself" replaces "Sign up for an account" and indicates that users must give personal information. They'll realize they're in the wrong context if they're trying to log in. 3. Keep "Forgot Password" away from the field. Put it at the footer of the login page. Putting a fire extinguisher next to the password box is like putting a fire extinguisher next to the front entrance. It's crucial to stay safe, but assistive technology shouldn't be a source of distraction or clutter. When you can put it in the login footer, it's unnecessary to include a "Forgot password" next to the form. Users will only see it if they require it, not if they do not. 4. Don't place "Sign up" at the top of the page. Put it at the footer of the login page. When users stumble on the erroneous form, the "Sign up" link can also be used as a helpful aid. It should not be near the top of the page, as this will draw attention away from more important parts. Put a link to "Forgot password" in the login footer. When users require assistance, they will look near the bottom of the page for those help links. The majority of the time, consumers will not require assistance. When they don't need assistance, don't throw it in their face. 5. Don't put social login buttons in direct competition with one another. On white buttons, use colorful logos. When many social login buttons are grouped together, it can be difficult to distinguish between them. When all of the buttons are different colors and competing with one other, this happens. Instead of a colored button backdrop, use a colored logo on a white background to reduce noise. Users will be able to identify their preferred social login by looking for a more identifiable indication. 6. Limit the number of social logins you use. Allow no more than four people. The issue with providing too many social login options is that consumers may forget which one they used on your site. This may lead to them selecting the incorrect option while logging in. If they forget, limiting the number of possibilities makes it easier for them to find it out. Too many options make it difficult for them to choose which one to employ. They must devote time to determining which social networking site they trust the most. 7. Don't put too much emphasis on social login buttons. On clicking, they'll be revealed. Is social media or email the primary method of logging in? Determine the way your users like it and stick with it. If they choose to log in via social media, reveal the email login form when they click. If most people prefer email login, make the social login buttons visible when they are clicked. Do not make both ways public at the same time. Users' attentional resources are limited. Distraction, loudness, and clutter result from displaying too many visual elements. When users click a progressive disclosure button, the secondary login method is shown. To satisfy the majority of users, this keeps the focus on the primary login method. 8. Don't check the "Remember me" box. Use one that says "Log me out after." I have a hard time remembering to check the "Remember me" option. As a result, each time they visit, they must re-enter their login credentials. In time-sensitive situations, this can be costly. You save the trouble of repetitive logins by remembering the user's credentials by default. The "Log me out after" checkbox can be selected by users who log in from a public or shared computer. They can rest assured that their session will end when they close the browser. Because they are more aware of their privacy, these users are less likely to forget to check the box.Read More
We select pages with information related to Regent Business School Courses. These will include the official login link and all the information, notes, and requirements about the login.
Among pages recommended for Regent Business School Courses, if the not-working page is the official login page, it may be because the site is temporarily suspended. The only thing you can do is to wait. For other pages, please let us know via email, we will check and give you a reply.
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It is up to the login page or login portal. We simply aggregate the relevant information to optimize your searching process. We cannot be responsible for any risk in the login or problem you meet with the third-party websites. All of these things are also applied to Regent Business School Courses.