PayPal is an online platform that stores your card and other bank details safely. This exempts you from having to type your bank details every time you shop online. PayPal is a free app and can be open by anyone with a bank account. PayPal saves all your bank details and prevents you from sharing your details with third-party websites. PayPal can be used on almost all websites. You can exchange money through this app. Shopping and selling online becomes easier with PayPal. All you require to access PayPal is an internet connection and a bank account. 

Here is a complete guide as to how to use and access PayPal:

Go to the official PayPal website

The first step is to visit the official website for PayPal. This website is easily accessible. Once you are on their website, click on the option that allows you to sign up to use the website. This will take you to a new page. On the screen, you will be provided with two options; opening a personal account or a business account. A personal account is what you will need for shopping online. For all personal and domestic money exchanges, a personal account is all you will need. At the same time, if you are a business organization, you need to choose a business account.

Fill in details

Once you have chosen the type of account you wish to open, you will have to fill in a few details on the screen. First, it will ask you for your name and email address, and you will have to have to create a secure password for your account. Once you complete filling in the details, you will have to click on the "next" option that you will find. The next requirement is your address details. You will have to enter your address on the page. This address will be considered as your billing address. You have the option of shipping it elsewhere by making your order a gift option. The website will request you to confirm and agree to the user agreement. Once all that is filled in, click on "Agree and Create Account". Before you proceed, always make sure that you have filled in the right details. Double-check all the information that you have put up on the website.

Shopping and Transferring money

The website will immediately take you to another page, where you can start shopping, or you can choose to transfer money to another account. If you wish to shop with PayPal, click on the option to get started. Here, you will be able to fill in your bank details. You can use a credit or debit card here to shop online. You can shop with e-commerce websites that have a PayPal account. While using PayPal, your seller will not be able to view any of your bank details. If you are using the account to sell something, the website will ask you for your email address and password that you uploaded while creating the account. As soon as a sale is completed, the website will send a receipt to your mail address. Here, a small fee will be deducted from your account. This will be the transaction fee charged by the website. If you wish to transfer money, you will have to fill in your bank account, and then you can transfer money easily. 

A PayPal account is free; you don't have to pay money for creating an account on the website. As long your money is exchanged among personal accounts, you will not be charged. You can pay or receive money without a fee. Simultaneously, if you are interacting with a business account or selling a product online, then the seller’s account will be charged a fee every time they make a sale. That particular fee will be deducted from the payment. But the one who is paying will not have to pay extra money. 

PayPal is extremely easy to use and is being used widely. Within a few easy steps, you will have an account of your own and use it immediately for shopping and selling online. There are no tedious processes involved to use this website. The advantage of PayPal is that it is safe to use. Your information is secure, and you don't have to worry about your information being misused. Every activity that happens through PayPal can be monitored; you will receive emails regarding your account activities. Money can be transferred easily across boundaries, and you no longer have to keep filling in your bank details across various websites. Creating PayPal can be a convenient option for you. You can travel cashless when you have a PayPal account. This website is one of the most preferred money transfer websites. 

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